After The UK’s Recent Flooding Who Are The Winners And Losers?

During the winter of 2013 – 2014 there has been an unprecedented amount of rain which has caused a huge amount of flooding in the UK. The water levels have started to subside and we can now start to assess the impact from the resulting flood damage that has occurred. Although many property owners and insurance companies could be set to lose out there are also a few that will benefit from the recent flooding.

Who are the winners and who looses out from the recent floods in the UK?

Property Owners and Tenants

One of the largest groups to lose out those whose homes and businesses have been damaged. With thousands of properties in need of repair, insurers are estimating an average between £30,000 and £40,000 for restoration costs per each property.

Many homes were evacuated including properties which in the end actually escaped and flood damage. Residents had to find alternative accommodation, many of which had to be payed for out of their own pockets in the hope of claiming back through their insurers.

As well as extra financial costs flood victims have had to bear, there are the losses they have endured in time and effort.


Result: Losers

Builders and Local Tradesmen

Will local restoration companies like Probuild Contractors Network benefit?It goes without saying that building companies will be one of the main beneficiaries. The aftermath of the floods will boost the demand for Flood Restoration Companies and other types of local tradesmen including plasterers, joiners etc.

It will also provide a boost to the economy for many retailers as damaged furnishings and appliances will need to be replaced. As well as the flooding, storms would have caused damage to buildings, resulting in roofs needing repairing and fencing in need of replacing.

Result: Winners

Power Companies

Flooding and storm damage had left many properties without power. This has led to many consumers becoming entitled to claim compensation from their suppliers. Power companies have also had to employ extra staff to restore power as well as the costs to replace damaged infrastructure.

The Energy Network Association have reported that during Christmas alone, there were 750,000 homes suffered from power cuts. Water companies have also had to endure problems with flooded sewers and water contamination.

Result: Losers

Insurance Companies

Over the next few months we should see some figures starting to come out from the insurance companies as to how much the recent flood damage has cost them so far. The Government has already summonsed many of the big insurance companies to Downing Street to encourage them to settle claims in the shortest time possible.

Insurance companies are businesses themselves, who are under pressure to return a profit. Shortfalls can be achieved by either increasing the costs of home insurance policies or by damage limitation in the amount of money they pay out in settlements to policy holders who have suffered from flood damage.

As reported by The Sunday Times recently, insurers are already looking to save costs by refusing to validate insurance claims where groundwater flooding has been a factor in damage to properties.

As a result, many policy holders are now reaching out to their local MP’s, insurance regulators and independent loss adjusting companies for help in a bid to overturn these underhand tactics implemented by their insurers.

After the UK flooding in 2007 insurance companies paid out around £3bn and in 2012 flood damage cost insurers £4bn, many homeowners will be worrying about how much their home insurance premiums will increase by when their policies are up for renewal.

Result: Could go either way!


Flooding has affected already struggling farmers who have had crops destroyed. For those farmers who have been unaffected this could actually help them as they may be able to demand a higher price for their produce.

Not only that the disruption caused to transport has interrupted the supply chain making it difficult to deliver food and bedding to livestock.

Result: Some win and some lose

Property Been Damaged by the UK’s Recent Floods This Winter and Need Help?

Probuild Contractors Network are a dedicated flood restoration company with local experts based in all areas of the UK:

AMPM are one on the United Kingdoms only Independent Loss Adjusting Companies. They offer free flood insurance claim help and advice and in most cases a free loss adjusting service. One of the main benefits of using the services of AMPM is that they work on your behalf rather than your insure:

fire restoration

Dritech – The UK’s Local Flood Restoration Company

Dritech are a specialist flood restoration company that operate nationally. They are experts when it comes to water damaged properties and have first-hand experience in dealing with the aftermath. Their full trained technicians have a wealth of experience when it comes to repairing homes that have been impacted by a flood or a water leak.

One of the main problems that comes with climate change is how the weather has become so unpredictable. Over the past few years there has been a large rise in the amount of floods that occur due to bursts of heavy rain. Homeowners are finding the need to take out insurance to protect themselves just in case their property is impacted by flood damage.
The immediate effects of flood damage can be devastating but unfortunately the visible damage is just the beginning. There will always be secondary damage such as the areas of your property that are not immediately visible such as what is going on under the floorboards and wall cavities. Flood damage can also destroy the electrical wiring within the walls. After water has subsided there is a huge health risk due to mould and dry rot.

Dritech are the answer to all your flood restoration needs from start to finish. Their flood damage repair helpline is on hand 24 hours a day if you need them. When you get in touch with Dritech not only can they repair the damage cause by water, they can also help you through the insurance claims process.

Dritech work major loss adjusting companies that work to make sure the insurer settles the claim in a fair way to the claimant. Dritech can also pay an independent loss adjuster with no charge to you when you use their services and are fully insured.

Water Damage Repair Company

Fire And Flood Restoration Company

Probuild Contractors Network Are The Fire Restoration Experts

Probuild contractors network are fire restoration specialists. If your home or business has been unfortunate enough to have suffered from fire damage then Probuild are here to assist. We have local branches all across England, Scotland and Wales so if you are in need of one of their specialist building contractors we are never far away.

When you need to make a fire insurance claim, if you get in touch with Probuild we can guide you through the whole process. You may ask why you just wouldn’t let your insurance company deal with it directly and the answer is simple.

Your insurance company will send out a loss adjuster to assess any fire damage. Your insurance company will pay for this loss adjuster who will be working on their behalf. We work by using an independent loss adjuster who works on your behalf instead. If you use our fire damage restoration experts we will absorb the costs of a preferred independent loss adjuster instead of you.

All fire damage repair work carried out by Probuild has a 2 year guarantee. This is something that you may not receive when your insurer appoints a restoration company to repair your fire damaged property. Our network consists of fully trained and experienced builders who deal with this type of work of a daily basis. Probuild also offer the same services for flood restoration and Impact damage.

Probuild Contractors network are fire restoration specialists

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